CO-FUNDERS
A selection of asset backed funding opportunities.
Sancus Co-Funders include private clients, high net worth individuals (HNWIs), institutions, trusts and family offices.
Co-Funders may participate in a range of asset backed funding opportunities over a variety of risk/return profiles and term lengths across multiple jurisdictions through their own customised platform.
All loans are secured with tangible assets, property being the preferred security, Sancus also insists on personal guarantees from the Borrower where appropriate. Each loan must be unanimously approved by the Sancus credit committee, which has members from across the Group.
The minimum allocation from a Co-Funder is £100,000 and a Co-Funder can typically expect returns in excess of 6% pa.
Sancus has a three tier funding structure, including Co-Funders, a credit facility of £75m with Honeycomb Investment Trust and Sancus’ own proprietary capital.
Sancus is not regulated to provide investment advice and private lending is not risk free. We strongly recommend Co-Funders to take independent legal and financial advice before participating in funding opportunities and familiarise themselves with our Key Co-Funder information.
A dynamic and approachable team, extremely knowledgeable about their business and a pleasure to deal with."
Frank Walker
Funder
How to participate in Sancus funding opportunities
There are two ways to participate in Sancus funding opportunities, directly via your own customised platform or through The Sancus Loan Note Programme, managed by Amberton Limited.
Customised Platform
- Sancus provide a constant pipeline of loan opportunities
- Funders may select the property loans in which they participate
- Returns: from 5% pa
- Term lengths: 36-60 months
- Minimum participation: £100,000/€100,000
For further information, please email us
Sancus Loan Note Programme
- Capital funded into a diversified pool of property loans
- Further diversity achieved through range of property sectors, geographies and maturity dates
- Returns: from 6% pa
- Term lengths: 24-36 months
- Minimum participation: £100,000/€100,000
For further information, visit Amberton Asset Management
Co-Funders Case Study
Global Corporate
The Company, a large international corporate service, private client and retirement planning provider manages a number Sancus clients through their wealth management division. The clients have participated in numerous loans across the Sancus Group over a three year period.
“We have known the Sancus Team for several years, we like dealing with them, they are approachable, professional and are readily available when we need them, always accessible by phone or email, communicating is easy.”
| Jurisdiction of asset | Number of loans | Total Participation | Funder interest rates |
|---|---|---|---|
| UK | 2 | £150,400 | 8% - 9% |
| IOM | 1 | £100,000 | 8% |
Co-Funders Case Study
Private Client
A Jersey based Individual who has been funding with Sancus since 2018 through a company structure, this C0-Funder has also introduced a number of new clients to Sancus.
He is a finance professional, having retired from his last position as CEO a few years ago and has participated in a number of loans across the Group throughout this time.
“Funding with Sancus allows me to diversify my capital over a range of loans. The funding opportunities from across the UK and offshore are at variable term lengths, meaning my capital isn’t tied up for too long and I can choose the projects that best fit my risk profile. Sancus has a great team, they are personable, proactive and extremely easy to deal with.”
| Jurisdiction of asset | Number of loans | Total Participation | Funder interest rates |
|---|---|---|---|
| Scotland | 1 loan | £150,000 | 13%pa |
| UK | 5 loans | £450,000 | 7.5% to 10% |
| Jersey | 3 loans | £350,000 | 7.5% to 9% |
| Guernsey | 1 loan | £225,000 | 7% |
Co-Funders Case Study
Family Office
The client, a UK based Family Office started co-funding with Sancus in 2013, initially participating in Jersey opportunities. As Sancus expanded, the client funded further opportunities on assets held in other offshore jurisdictions.
The client now participates in offshore, UK and Ireland funding opportunities in both Sterling and Euro.
“We have been actively funding with Sancus since the business started and have co-funded in a number of loans across the Group during this time.
We use the Sancus platform, which informs us of new funding opportunities and allows us to monitor current loan participations. Within our account area we have access to all supporting documentation in each loan, from the Initial Credit Assessment to surveyor reports, legal documents and platform performance statistics. This makes managing our portfolio of loan participations easy and seamless.”
| Jurisdiction of asset | Number of loans | Total Participation | Funder interest rate |
|---|---|---|---|
| UK | 9 | £6,190,897 | 8.25% - 14% |
| Ireland | 2 | £500,000 | 8.25% |
| Jersey | 1 | £250,000 | 8.5% |
Certainty and professionalism ready, when you are
To discuss a potential case please contact:
Eric Vasconcelos
Business Development Manager
(Jersey)
